Articles
News, updates, and insights from the e-QR Payment Standard initiative.
The Hidden Cost of Card Terminals for Small Merchants
Card terminals are marketed as an affordable payment solution. For small merchants, the true total cost — hardware, contracts, fees, and settlement delays — tells a different story.
No Terminal, No Problem — How Market Vendors Can Accept Instant Payments
A market stall, a printed QR code, and a customer's banking app. That is all it takes to accept instant digital payments without a card terminal — and the rest of the world has already proved it works.
PayNow, UPI, QRIS, Pix — Every Major Market Has One. Now Europe Does Too.
Singapore, India, Indonesia, Brazil — each built a unified QR payment standard that transformed everyday retail. Europe has lacked one. The e-QR Payment Standard changes that.
Governance Framework for the e-QR Standard Announced
The e-QR Payment Standard MTÜ has published its governance framework, outlining how the standard will be maintained, updated, and overseen.
Technical Overview: The e-QR Code Format
A deep dive into the technical structure of the e-QR payment code, including encoding, data fields, and compatibility considerations.
Introducing the e-QR Payment Standard
The e-QR Payment Standard is a new open standard for QR-based payment initiation in Estonia and the wider European market.